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credit score

Getting to know your credit score

Imagine being in a situation where someone asks you for a substantial sum of money. You’d naturally want the reassurance that they can repay it, right? This is the perspective...

MORTGAGE MATTERS – FEBRUARY

The Bank of England held the Bank Rate at 5.25% in its February 2024 meeting, a move that was widely anticipated by market experts. The general view is that we...

MORTGAGE MATTERS – JANUARY

The Bank of England held the interest rate at 5.25% in December, increasing hopes that rates may have peaked for consumers and financial markets. Swap rates have fallen for five...

mortgage

Should I fix my mortgage for 2 or 5 years?

If you are preparing to take out a mortgage or are approaching the end of your existing one, what kind of mortgage are you going to choose? Fixed rate mortgages...

MORTGAGE MATTERS – DECEMBER

Despite the turbulent end to last year, the mortgage market is finishing 2023 on a more positive note, with an improving outlook to 2024. Confidence and demand are improving as...

Mortgage Matters November 2023

MORTGAGE MATTERS – NOVEMBER

Mortgage rates continue to edge downwards, the average two-year fixed mortgage rate is 6.29% and the five-year is 5.87%, down from 6.67% and 6.17% respectively since the start of September...

Couple | Laptop | Mortgate

Mortgage Decisions Guide to Shared Ownership

If you are struggling to get onto the property ladder, do not give up on your plans just yet. There government offers a variety of schemes for first-time buyers that...

MORTGAGE MATTERS OCTOBER 2023

MORTGAGE MATTERS – OCTOBER

Following the Bank of England’s decision to unexpectedly hold interest rates at 5.25% after better-than-expected inflation figures, lenders have been given a boost of confidence. With the increasing economic certainty,...

MORTGAGE MATTERS MASTER SEPTEMBER 2023

MORTGAGE MATTERS – SEPTEMBER

As inflation continues to cool, currently at 6.8% down from 7.9% in June (ONS), mortgage rates have been creeping down over recent weeks. The average cost of a two-year fixed...

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Thank you for your agility, attention to detail, and kindness — it made the service experience smooth and pleasant.

  • 5 star review on TrustPilotKatiane

I just wanted to say thank Megan for your help so far - it's been truly appreciated. You've made the process a lot smoother after dilemma and I’m really grateful for your support.

  • 5 star review on TrustPilotCharlie

Mary from mortgage decisions was so helpful from start to finish, she made the whole process simple, even emailing at weekends to help, thanks again.

  • 5 star review on TrustPilotStephen