Don’t let being self-employed hold you back from getting the perfect mortgage deal. There are more options available to you than you might think, and speaking to an expert can help you navigate through any limitations.
In the past, only specialist providers would consider lending to the self-employed. Whereas now, many are improving the way they consider this type of borrowing.
The key is being able to provide evidence of your finances. Lenders no longer view self-employed individuals as high-risk borrowers, as long as the financial picture is clear. This is where an experienced mortgage adviser can make a real difference. By working with a mortgage broker like us, you gain access to over 90 high street lenders, thousands of mortgage options, and a whopping 12,000 products.
Since self-employed income can be complex, seeking expert advice is essential. Our team can guide you through the process, ensuring that your accounts are up to date and that your financial records are clear and well-documented.
If you haven’t been self-employed for long and struggle to show a long history of accounts, don’t worry. Building up your savings and increasing your deposit can significantly expand your mortgage options.
To find out more about self-employed mortgages, contact the team on 03454 500200 or email email@example.com. We can help you find the right mortgage.