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ON BEHALF OF OUR DEVELOPERS our team of dedicated Mortgage & Protection experts provide honest and professional advice for clients across the UK, seven days a week.
As experts in our field, we are proud of the service levels we provide contributing to over 500 verified five-star Google reviews.
On behalf of our developer clients we will qualify customers upon making any offer allowing us to understand their budget and affordability. We will secure an agreement in principle in readiness to purchase their new home and turn around mortgage offers in an average of 15 days.
Our team provides immediate feedback on each lead provided. And whilst we are there for your clients we are also there for you too…
ON BEHALF OF OUR REGISTERED PROVIDERS, we financially qualify shared ownership and standard purchase applications so that proceedable reservations are taken and allocate clients for the appropriate shared ownership properties.
We also financially qualify cash buyers to ensure they meet government guidelines and can afford the remaining financial commitments of the property and cover the general cost of living.
We are well versed in dealing with staircasing clients and can service their remortgage needs to purchase a bigger share of the property. We can also assist your clients with their re-sales too.
Communication is key and we supply Registered Providers all information relating to successful and unsuccessful assessments.
Being accessible seven days a week, we attend open days and offer mortgage advice to prospective clients, give market overviews and act as a point of contact where appropriate.
The talented and proactive Administration Team, coupled with robust IT support systems, gives our experienced advisers the platform to do their job quickly and efficiently.
These tried and tested processes are designed to help advance mortgage offers without delay.
Our State-of-the-art Call Centre – handles 1,000s of leads every month and you can take comfort in knowing that your clients will receive a quality service commensurate with your own.
We arrange new homes mortgages for a wide spectrum of clients including shared ownership, remortgaging and are well versed in tackling the most specific and challenging of cases.
We have links to lenders dedicated to Shared Ownership.
For new homes, we understand the importance of the 28-day exchange timeframe by attaining early mortgage offers.
We have access to exclusive mortgage rates and 12,000 products through our partnership with one of the UK’s leading mortgage intermediaries.
Our team of advisers are always on-hand to support your estate agents with any questions they may have and also to discuss anything with your client over the phone, email or video call.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is £595.
This is my first experience with getting a mortgage, but Rob explained everything clearly, answering all my questions, and helped me get the best mortgage for me. Louis also helped by keeping me updated with the progress of the application and chasing the lender on my behalf. Overall, a positive experience.
MeganBoth Mark and Beccy have been amazing throughout a very erratic and stressful time. They have been professional and attentive, making sure to stay in touch regularly to ensure everything went smoothly. I've been so impressed with their level of detail and service. I would not hesitate to recommend them.
Marie BMy request to renew my existing mortgage with Mortgage Decisions was superbly handled by David who is a most knowledgeable person. I was impressed with his professionalism and his attention to detail. The end to end process was explained throughout by David in particular the various options available to me. This is the second time that Mortgage Decisions have assisted with my mortgage and I wouldn’t hesitate in asking them again in the future.
BarneyAmazing experience!!! I can't thank Jack and Russell enough for all they have done!!! Kept informed every step and felt very supported by them thank you!!
Kerry SVery efficient service from start to finish. Good communication. Impressed all round.
Mick T