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BANK OF ENGLAND LOWERS BASE RATE

After two years of nearly continuous interest rate increases by the Bank of England, followed by an additional year of persistently high rates that have placed considerable strain on many...

MORTGAGE MATTERS – JULY

Date: July 2024 With a new Labour government and greater political clarity, coupled with the real prospect of Bank of England rate cuts on the horizon, confidence is returning to...

MORTGAGE MATTERS – JUNE

Inflation fell to just 2.3% in the 12 months to April 2024, close to its 2% target (ONS). As the economic outlook improves, consumer confidence in May reached its highest...

MORTGAGE MATTERS – MAY

The Bank of England has held the current interest rate at 5.25% for the sixth time in a row. However, the Bank of England Governor Andrew Bailey said he was...

Proud sponsors of the Southern Affordable Homes Show!

We are thrilled to announce our sponsorship of the Southern Affordable Homes Show, the largest event of its kind in the south. With access to thousands of new homes spanning...

MORTGAGE MATTERS – APRIL

The Bank of England maintained its Bank Rate at 5.25% in March, aligning with widespread expectations. This marks the fifth consecutive freeze since the rate reached its current level in...

How to increase your credit score

Your credit score has a significant influence on how you get access to credit lines, such as loans, credit cards, and mortgages. A strong credit score can provide several advantages...

Got bad credit? You can still get a mortgage!

Bad credit doesn’t have to be a roadblock to homeownership! When you’re eyeing that perfect home but grappling with the ghost of bad credit, it’s natural to feel uncertain about...

How does your credit score affect your ability to get a mortgage?

When it comes to getting a mortgage, few financial factors are as influential as your credit score. How much of an effect does it actually have? Mortgage lenders rely heavily...

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Absolutely fantastic from start to finish. Megan was our advisor and took us through every step. Both Megan and Helen are extremely knowledgeable and have been very patient with us while we’ve been buying our first home. I would certainly recommend Mortgage Decisions to anyone!

  • 5 star review on TrustPilotConnor

Mary from mortgage decisions was so helpful from start to finish, she made the whole process simple, even emailing at weekends to help, thanks again.

  • 5 star review on TrustPilotStephen

Brilliant experience with Simon, we had previously gone with a different broker, and then when we were introduced to Simon we went through him and I'm so glad we did, his attentiveness and knowledge was excellent. I would highly recommend Simon.

  • 5 star review on TrustPilotMegan

Great service throughout the process. Got a great rate! 1st class service, No hesitation to recommend.

  • 5 star review on TrustPilotDaniel

I just wanted to say a huge thank you to Tom and Helen to help us to choose the right life insurance and critical illness cover. Great service highly recommend.

  • 5 star review on TrustPilotGabor