Development Finance

Empowering Your Property Dreams, One Investment at a Time

Property development is a complex process, but securing development finance does not have to be. Whether you are a property developer, investor, or landlord, there are various finance options available to help you get your next project off the ground.

For light to heavy refurbs, you can access a ‘refurbishment bridge’, which provides finance for 3-24 months of building costs, and may also offer the option to convert into a mortgage down the line. Ground-up developments often require more extensive finance, as they involve both land purchase and construction costs. In such cases, lenders may offer finance for up to 50% of the plot purchase and 75% of the build costs. This means that the developer may only need a fraction of their own money, instead of the full amount, to cover the land purchase and property construction.

Interest can be rolled or paid monthly, and repayment dates can be tailored to suit sales timelines. Most exit fees are calculated on the borrowed amount, not the GDV (Gross Development Value).

At Mortgage Decisions, we are experienced in helping you find suitable development finance. We also support less experienced developers and can consider impaired credit applications. Call the team on 03454 500200 or email hello@mortgagedecisions.com.

Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Speak to our experts

With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.

saving money illustration

Mortgage calculators

Find out more
man thinking about house and money illustration

Your protection

Find out more

Latest news

Kevin and Beccy provided a wonderful service and I highly recommend utilizing them for your mortgage needs. They worked diligently for us especially as we were international buyers. 5 stars!

  • 5 star review on TrustPilotMyles T

Chawley and Amber have both been extremely helpful and accommodating throughout all stages of the process. I would highly recommend them to fellow first time buyers, as well as anyone needing mortgage advice. Thank you both!

  • 5 star review on TrustPilotAlex T

The best mortgage advisors in our opinion. I was kept up in the loop from day one. Extremely friendly and professional service. Thank you once again.

  • 5 star review on TrustPilotPawel W

This is my first experience with getting a mortgage, but Rob explained everything clearly, answering all my questions, and helped me get the best mortgage for me. Louis also helped by keeping me updated with the progress of the application and chasing the lender on my behalf. Overall, a positive experience.

  • 5 star review on TrustPilotMegan

I was highly impressed with the mortgage services provided. My needs were somewhat complex (some mortgage brokers refused to help me at all), but they managed to find me the best deal.

  • 5 star review on TrustPilotFee M