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MORTGAGE MATTERS – JANUARY

The Bank of England held the interest rate at 5.25% in December, increasing hopes that rates may have peaked for consumers and financial markets. Swap rates have fallen for five...

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Should I fix my mortgage for 2 or 5 years?

If you are preparing to take out a mortgage or are approaching the end of your existing one, what kind of mortgage are you going to choose? Fixed rate mortgages...

MORTGAGE MATTERS – DECEMBER

Despite the turbulent end to last year, the mortgage market is finishing 2023 on a more positive note, with an improving outlook to 2024. Confidence and demand are improving as...

Mortgage Matters November 2023

MORTGAGE MATTERS – NOVEMBER

Mortgage rates continue to edge downwards, the average two-year fixed mortgage rate is 6.29% and the five-year is 5.87%, down from 6.67% and 6.17% respectively since the start of September...

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Mortgage Decisions Guide to Shared Ownership

If you are struggling to get onto the property ladder, do not give up on your plans just yet. There government offers a variety of schemes for first-time buyers that...

MORTGAGE MATTERS OCTOBER 2023

MORTGAGE MATTERS – OCTOBER

Following the Bank of England’s decision to unexpectedly hold interest rates at 5.25% after better-than-expected inflation figures, lenders have been given a boost of confidence. With the increasing economic certainty,...

MORTGAGE MATTERS MASTER SEPTEMBER 2023

MORTGAGE MATTERS – SEPTEMBER

As inflation continues to cool, currently at 6.8% down from 7.9% in June (ONS), mortgage rates have been creeping down over recent weeks. The average cost of a two-year fixed...

SOUTHERN AFFORDABLE HOMES SHOW

Proud sponsors of the Southern Affordable Homes Show!

Mortgage Decisions is proud to sponsor the Southern Affordable Homes Show, the south’s largest shared ownership show. With access to thousands of new homes from Dorset to Sussex and the...

MORTGAGE MATTERS AUGUST 2023

MORTGAGE MATTERS – AUGUST

Inflation is finally showing signs of easing, having dropped to 7.9% in June, its lowest level in over a year, a good initial indication that we are on the road...

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The process of securing a mortgage was made very swift and painless by Gavin & Helen at Mortgage Decisions. Very responsive & helpful at every stage. Thank you for making this potentially stressful process quick and easy.

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  • 5 star review on TrustPilotAlvaro

Mortage decision were great at getting our mortgage for a shared ownership property. Helen and Matt were very helpful, answered my 1000s of questions and handled any issues that us and the mortgage company throw their way. Helen was excellent and getting in touch with us to answer all our emails very quickly. Often well within an hour. We appreciate this so much! I would absolutely recommend them and use them again.

  • 5 star review on TrustPilotJasmine