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10 reasons why UK homebuyers should use an experienced Mortgage Adviser when requiring a mortgage

Access to a Wider Range of Mortgage Deals – Mortgage Advisers have access to exclusive deals, here at Mortgage Decisions we are part of Mortgage Advice Bureau (MAB) which unlocks...

Several major lenders have recently introduced mortgage deals with interest rates below 4%…

Mortgage approvals in January were 18% higher than a year earlier, as buyers look to secure properties before the nil-rate threshold for stamp duty reverts from £250,000 back to £125,000...

Several major lenders have recently introduced mortgage deals with interest rates below 4%…

At Mortgage Decisions, it is noteworthy that several major lenders have recently introduced mortgage deals with interest rates below 4% for loans with a 60% loan-to-value ratio. Typically, interest rates...

remortgage

Beginners guide to remortgaging

A remortgage is essentially switching your existing mortgage to a new one. The process essentially involves switching from your existing mortgage to a new deal, either with your current lender...

MORTGAGE MATTERS – AUGUST

The Bank of England cut the Bank Rate on 1 August from 5.25% to 5%, indicating confidence that inflation, which remained at the 2.0% target in June (ONS), is slowly...

BANK OF ENGLAND LOWERS BASE RATE

After two years of nearly continuous interest rate increases by the Bank of England, followed by an additional year of persistently high rates that have placed considerable strain on many...

MORTGAGE MATTERS – JULY

Date: July 2024 With a new Labour government and greater political clarity, coupled with the real prospect of Bank of England rate cuts on the horizon, confidence is returning to...

MORTGAGE MATTERS – JUNE

Inflation fell to just 2.3% in the 12 months to April 2024, close to its 2% target (ONS). As the economic outlook improves, consumer confidence in May reached its highest...

MORTGAGE MATTERS – MAY

The Bank of England has held the current interest rate at 5.25% for the sixth time in a row. However, the Bank of England Governor Andrew Bailey said he was...

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Absolutely fantastic from start to finish. Megan was our advisor and took us through every step. Both Megan and Helen are extremely knowledgeable and have been very patient with us while we’ve been buying our first home. I would certainly recommend Mortgage Decisions to anyone!

  • 5 star review on TrustPilotConnor

I had a great experience with Mortgage Decision and they have all my appreciation for the involvement, professionalism, dedication and efficiency they have shown. Thank you everyone! I highly recommend it!!

  • 5 star review on TrustPilotConstanta

Mortgage Decisions have a super friendly and supportive team that work with them. Both Matt and Helen gave us an effortless experience handling everything for us with ease taking all the stress out of finding the correct mortgage for us. Highly recommend getting in contact with them if you require any services that they do.

  • 5 star review on TrustPilotPaul

Thank you for your agility, attention to detail, and kindness — it made the service experience smooth and pleasant.

  • 5 star review on TrustPilotKatiane

Brilliant experience with Simon, we had previously gone with a different broker, and then when we were introduced to Simon we went through him and I'm so glad we did, his attentiveness and knowledge was excellent. I would highly recommend Simon.

  • 5 star review on TrustPilotMegan