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10 reasons why UK homebuyers should use an experienced Mortgage Adviser when requiring a mortgage

Access to a Wider Range of Mortgage Deals – Mortgage Advisers have access to exclusive deals, here at Mortgage Decisions we are part of Mortgage Advice Bureau (MAB) which unlocks...

Several major lenders have recently introduced mortgage deals with interest rates below 4%…

Mortgage approvals in January were 18% higher than a year earlier, as buyers look to secure properties before the nil-rate threshold for stamp duty reverts from £250,000 back to £125,000...

Several major lenders have recently introduced mortgage deals with interest rates below 4%…

At Mortgage Decisions, it is noteworthy that several major lenders have recently introduced mortgage deals with interest rates below 4% for loans with a 60% loan-to-value ratio. Typically, interest rates...
remortgage

Beginners guide to remortgaging

A remortgage is essentially switching your existing mortgage to a new one. The process essentially involves switching from your existing mortgage to a new deal, either with your current lender...

MORTGAGE MATTERS – AUGUST

The Bank of England cut the Bank Rate on 1 August from 5.25% to 5%, indicating confidence that inflation, which remained at the 2.0% target in June (ONS), is slowly...

BANK OF ENGLAND LOWERS BASE RATE

After two years of nearly continuous interest rate increases by the Bank of England, followed by an additional year of persistently high rates that have placed considerable strain on many...

MORTGAGE MATTERS – JULY

Date: July 2024 With a new Labour government and greater political clarity, coupled with the real prospect of Bank of England rate cuts on the horizon, confidence is returning to...

MORTGAGE MATTERS – JUNE

Inflation fell to just 2.3% in the 12 months to April 2024, close to its 2% target (ONS). As the economic outlook improves, consumer confidence in May reached its highest...

MORTGAGE MATTERS – MAY

The Bank of England has held the current interest rate at 5.25% for the sixth time in a row. However, the Bank of England Governor Andrew Bailey said he was...

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Hats off to Matt and Helen for making the mortgage application process so smooth. Strongly recommended.

  • 5 star review on TrustPilotAJW

Absolutely fantastic from start to finish. Megan was our advisor and took us through every step. Both Megan and Helen are extremely knowledgeable and have been very patient with us while we’ve been buying our first home. I would certainly recommend Mortgage Decisions to anyone!

  • 5 star review on TrustPilotConnor

We would not hesitate to recommend Kevin Hogan and his assistant Robyn for their efficient and professional service in securing us a mortgage. The process was faultless and communication was excellent throughout. Thank you

  • 5 star review on TrustPilotRebecca

I just wanted to say a huge thank you to Tom and Helen to help us to choose the right life insurance and critical illness cover. Great service highly recommend.

  • 5 star review on TrustPilotGabor

The confusing process of buying a house was made clear and easy thanks to the great work from Simon. Could not of asked for anything more. Cheers mate.

  • 5 star review on TrustPilotLuke