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Proud sponsors of the Southern Affordable Homes Show!

We are thrilled to announce our sponsorship of the Southern Affordable Homes Show, the largest event of its kind in the south. With access to thousands of new homes spanning...

MORTGAGE MATTERS – APRIL

The Bank of England maintained its Bank Rate at 5.25% in March, aligning with widespread expectations. This marks the fifth consecutive freeze since the rate reached its current level in...

MORTGAGE MATTERS – MARCH

Positive inflation predictions Inflation stood at 4% in January, the same level as in December 2023 (ONS). Swap rates have been creeping up in recent weeks in the lead up...

MORTGAGE MATTERS – FEBRUARY

The Bank of England held the Bank Rate at 5.25% in its February 2024 meeting, a move that was widely anticipated by market experts. The general view is that we...

MORTGAGE MATTERS – JANUARY

The Bank of England held the interest rate at 5.25% in December, increasing hopes that rates may have peaked for consumers and financial markets. Swap rates have fallen for five...

MORTGAGE MATTERS – DECEMBER

Despite the turbulent end to last year, the mortgage market is finishing 2023 on a more positive note, with an improving outlook to 2024. Confidence and demand are improving as...

Mortgage Matters November 2023

MORTGAGE MATTERS – NOVEMBER

Mortgage rates continue to edge downwards, the average two-year fixed mortgage rate is 6.29% and the five-year is 5.87%, down from 6.67% and 6.17% respectively since the start of September...

MORTGAGE MATTERS OCTOBER 2023

MORTGAGE MATTERS – OCTOBER

Following the Bank of England’s decision to unexpectedly hold interest rates at 5.25% after better-than-expected inflation figures, lenders have been given a boost of confidence. With the increasing economic certainty,...

MORTGAGE MATTERS MASTER SEPTEMBER 2023

MORTGAGE MATTERS – SEPTEMBER

As inflation continues to cool, currently at 6.8% down from 7.9% in June (ONS), mortgage rates have been creeping down over recent weeks. The average cost of a two-year fixed...

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  • 5 star review on TrustPilotDaniel

Jon and Mark at Mortgage Decisions were really useful. They have made the mortgage process as simple for us as possible, and have been very good at responding to emails/calls etc, ensuring the process has run smoothly.

  • 5 star review on TrustPilotAndy

We would not hesitate to recommend Kevin Hogan and his assistant Robyn for their efficient and professional service in securing us a mortgage. The process was faultless and communication was excellent throughout. Thank you

  • 5 star review on TrustPilotRebecca

Mortgage Decisions have a super friendly and supportive team that work with them. Both Matt and Helen gave us an effortless experience handling everything for us with ease taking all the stress out of finding the correct mortgage for us. Highly recommend getting in contact with them if you require any services that they do.

  • 5 star review on TrustPilotPaul

The confusing process of buying a house was made clear and easy thanks to the great work from Simon. Could not of asked for anything more. Cheers mate.

  • 5 star review on TrustPilotLuke