Latest news

The latest ideas, inspiration and insider tips are just one click away.

How to increase your credit score

Your credit score has a significant influence on how you get access to credit lines, such as loans, credit cards, and mortgages. A strong credit score can provide several advantages...

Got bad credit? You can still get a mortgage!

Bad credit doesn’t have to be a roadblock to homeownership! When you’re eyeing that perfect home but grappling with the ghost of bad credit, it’s natural to feel uncertain about...

MORTGAGE MATTERS – MARCH

Positive inflation predictions Inflation stood at 4% in January, the same level as in December 2023 (ONS). Swap rates have been creeping up in recent weeks in the lead up...

Discover Your Path to Affordable Homeownership at the Southern Affordable Homes Show 2024

We are thrilled to announce our sponsorship of the Southern Affordable Homes Show 2024. Building on the success of last year’s event, we’re excited to bring you another opportunity to...

credit score

Getting to know your credit score

Imagine being in a situation where someone asks you for a substantial sum of money. You’d naturally want the reassurance that they can repay it, right? This is the perspective...

MORTGAGE MATTERS – FEBRUARY

The Bank of England held the Bank Rate at 5.25% in its February 2024 meeting, a move that was widely anticipated by market experts. The general view is that we...

MORTGAGE MATTERS – JANUARY

The Bank of England held the interest rate at 5.25% in December, increasing hopes that rates may have peaked for consumers and financial markets. Swap rates have fallen for five...

mortgage

Should I fix my mortgage for 2 or 5 years?

If you are preparing to take out a mortgage or are approaching the end of your existing one, what kind of mortgage are you going to choose? Fixed rate mortgages...

MORTGAGE MATTERS – DECEMBER

Despite the turbulent end to last year, the mortgage market is finishing 2023 on a more positive note, with an improving outlook to 2024. Confidence and demand are improving as...

Speak to our experts

With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.

I just wanted to say thank Megan for your help so far - it's been truly appreciated. You've made the process a lot smoother after dilemma and I’m really grateful for your support.

  • 5 star review on TrustPilotCharlie

I had a great experience with Mortgage Decision and they have all my appreciation for the involvement, professionalism, dedication and efficiency they have shown. Thank you everyone! I highly recommend it!!

  • 5 star review on TrustPilotConstanta

Thank you for your agility, attention to detail, and kindness — it made the service experience smooth and pleasant.

  • 5 star review on TrustPilotKatiane

Absolutely fantastic from start to finish. Megan was our advisor and took us through every step. Both Megan and Helen are extremely knowledgeable and have been very patient with us while we’ve been buying our first home. I would certainly recommend Mortgage Decisions to anyone!

  • 5 star review on TrustPilotConnor

Great service throughout the process. Got a great rate! 1st class service, No hesitation to recommend.

  • 5 star review on TrustPilotDaniel