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Your November update

November 2025: A Bright Display of Value in the Mortgage Market As the skies light up for Fireworks Night, the UK mortgage market is putting on a sparkling display of...

Your October update

No Tricks, Just Treats: Why October 2025 is a Sweet Spot for Homeowners As the nights draw in and pumpkins start appearing on doorsteps, the UK mortgage market is serving...

Your September update

The Autumn Bloom: Why September 2025 is a Milestone for Homebuyers As the leaves begin to turn, the UK mortgage market is showing its most vibrant colours in years. If...

Mortgage metrics: August 2025

Mortgage rates have fallen after August’s bank rate cut. The average two-year fixed rate is now 4.25%, down from 4.99% a year ago, while the five-year fixed rate is 4.18%,...

Why our customers trust Mortgage Decisions: A story of expertise and five-star reviews

At Mortgage Decisions, our mission is to provide exceptional mortgage and protection advice that genuinely helps our clients achieve their financial goals. We’re proud to be a trusted name in...

10 reasons why UK homebuyers should use an experienced Mortgage Adviser when requiring a mortgage

Access to a Wider Range of Mortgage Deals – Mortgage Advisers have access to exclusive deals, here at Mortgage Decisions we are part of Mortgage Advice Bureau (MAB) which unlocks...

Several major lenders have recently introduced mortgage deals with interest rates below 4%…

Mortgage approvals in January were 18% higher than a year earlier, as buyers look to secure properties before the nil-rate threshold for stamp duty reverts from £250,000 back to £125,000...

MORTGAGE MATTERS – AUGUST

The Bank of England cut the Bank Rate on 1 August from 5.25% to 5%, indicating confidence that inflation, which remained at the 2.0% target in June (ONS), is slowly...

BANK OF ENGLAND LOWERS BASE RATE

After two years of nearly continuous interest rate increases by the Bank of England, followed by an additional year of persistently high rates that have placed considerable strain on many...

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With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.

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Absolutely fantastic from start to finish. Megan was our advisor and took us through every step. Both Megan and Helen are extremely knowledgeable and have been very patient with us while we’ve been buying our first home. I would certainly recommend Mortgage Decisions to anyone!

  • 5 star review on TrustPilotConnor

Simon has been great, really in-depth advice and only ever a phone call away. We would highly recommend !

  • 5 star review on TrustPilotSam

Thank you Matt Pickett, really thank you! Your support finding us the best mortgage out there cannot go unnoticed. We plan to use your services for many years to come!

  • 5 star review on TrustPilotAlvaro

Hats off to Matt and Helen for making the mortgage application process so smooth. Strongly recommended.

  • 5 star review on TrustPilotAJW

Simon was really helpful and very efficient throughout the whole process. I strongly recommend.

  • 5 star review on TrustPilotOgechi