Local Mortgage Brokers – Bishops Waltham

Visit our mortgage brokers in Bishops Waltham.

Our team of local mortgage brokers here in Bishops Waltham are here to help you with all your mortgage and protection needs.

With access to 1,000s of mortgage products from 90 different lenders, we are able to find the right mortgage for you. Here at Mortgage Decisions, our team of brokers are available on hand for 5 days a week to help customers find their perfect mortgage, suiting your unique needs and circumstances. Our team will guide you through the application process from start to end.

Contact details & opening times

St George’s Square
Bishop’s Waltham
Southampton
SO32 1AF

Telephone: 01489 897711
Email: hello@mortgagedecisions.co.uk

8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm

Speak to our experts

With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.

WHY CHOOSE THE MORTGAGE DECISIONS TEAM IN BISHOPS WALTHAM?

Mortgage Decisions is a specialised financial services provider with years of industry experience and a 5-star customer rating on Google reviews. Serving the Hampshire area, including Bishops Waltham, we collaborate with a large network of lenders to offer you the best mortgage and life insurance products.

Using our extensive knowledge, we guide our clients through the complexities of the entire mortgage application process: from mortgage advice and lender research, to filing applications and negotiating terms on your behalf.

Thanks to our close ties with numerous major banks, credit unions, and private lenders, we are able to offer our clients personalised solutions which may not be accessible to the general public.

Our knowledgeable team will carefully assess your financial situation and tailor their search to your unique needs, ensuring timely and professional communication throughout the whole process. With customer experience and convenience being our top priority, we have streamlined our processes for highest efficiency.

WHY GET A MORTGAGE IN BISHOPS WALTHAM?

Situated in Hampshire, Bishops Waltham offers a blend of historical charm and modern convenience.

The town is built around the ruins of Bishops Waltham Palace – a medieval heritage site, where regular community events are held. One of the most popular being the annual Bishops Waltham Festival, which celebrates arts and music.

Additionally, the welcoming community in Bishops Waltham makes it particularly attractive to newcomers. The town is home to a vibrant selection of shops, cafés, restaurants, and services. However, if you crave some fresh air, the convenient transport links will take you for a visit to larger neighbouring cities, such as Winchester and Portsmouth.

For families with children, there are excellent educational opportunities and schools available, including the Bishops Waltham Infant School and Bishops Waltham Junior School. The South Downs National Park is also easily accessible from the town, with ample outdoor activities for family days out.

Despite its plentiful amenities, Bishops Waltham remains one of the most affordable towns in the area, making it a great place to buy a home.

MORTGAGES IN BISHOPS WALTHAM

We can help you purchase your dream home in Bishops Waltham! Mortgage Decisions offer a variety of mortgage and life insurance products, suitable for different needs and financial situations.

FIRST-TIME BUYER MORTGAGES IN BISHOPS WALTHAM

Buying a property for the first time can be overwhelming, as it involves both, unique challenges and opportunities. We are here to make this process as easy as possible for you.

Different lenders may have varying requirements for first-time buyers. The amount you can borrow will also depend on numerous different factors, such as your credit score and employment status. On the bright side, there are government-backed schemes available for first-time buyers, which can be a great help in keeping the costs down.

We’d love to be a part of this exciting step in your life, guiding you through the intricacies of first-time ownership and helping you find the best mortgage for your circumstances.

REMORTAGES IN BISHOPS WALTHAM

Switching to a different mortgage, whether it’s by negotiating a new deal or moving to a different lender, can introduce potential savings. If you’ve been wondering about your remortgage options, you’re in the right place!

Our experienced team of specialists will research and compare the most suitable options for you, providing the pros and cons for each. We will also assist you with the application, ensuring that you have everything you need for a successful process.

Mortgage Decisions have access to over 1,000 different products from 90 lenders, which allows us to secure competitive remortgage rates and terms for our clients.

NEW BUILD MORTGAGES BISHOPS WALTHAM

Newly built homes provide buyers the unique opportunity to be the first occupants in their home. This means you can enjoy brand-new facilities, which often include modern design features, energy-efficient appliances, and smart technology.

As a result, new builds require little to no maintenance in the first years of ownership, saving a significant amount of your time and money. The sustainable building materials and methods, commonly used in new properties, can also result in lower utility costs.

Most importantly, there are government-backed financial support schemes available for those obtaining a new build mortgage. We are here to help you take advantage of them, securing the most favourable terms available.

Life Insurance in Bishops Waltham

At Mortgage Decisions, we offer a diverse range of life insurance and critical illness products tailored to meet your unique needs and provide peace of mind. Life insurance is an essential safeguard for your family’s future, ensuring financial stability in the face of life’s uncertainties. By securing a life insurance policy, you protect your loved ones from the financial burden of unexpected events, allowing them to maintain their quality of life and cover expenses such as mortgage payments, education costs, and daily living expenses.

Frequently asked questions

Is it better to go to a mortgage broker or a bank?

Is it worth paying a mortgage broker?

What information do I need to provide to a mortgage broker?

Can I apply for a mortgage without a broker?

Can a mortgage broker help with bad credit or non-standard circumstances?

This is my first experience with getting a mortgage, but Rob explained everything clearly, answering all my questions, and helped me get the best mortgage for me. Louis also helped by keeping me updated with the progress of the application and chasing the lender on my behalf. Overall, a positive experience.

  • 5 star review on TrustPilotMegan

As a first time buyer, I was in the dark on how the process worked but having the support Beccy and Mark throughout made our journey a lot easier. Both friendly, approachable and knowledgeable a broker. I would recommend.

  • 5 star review on TrustPilotJonathan P

Very efficient service from start to finish. Good communication. Impressed all round.

  • 5 star review on TrustPilotMick T

I was highly impressed with the mortgage services provided. My needs were somewhat complex (some mortgage brokers refused to help me at all), but they managed to find me the best deal.

  • 5 star review on TrustPilotFee M

Chawley and Amber have both been extremely helpful and accommodating throughout all stages of the process. I would highly recommend them to fellow first time buyers, as well as anyone needing mortgage advice. Thank you both!

  • 5 star review on TrustPilotAlex T