Local Mortgage Brokers In Alton

Visit our mortgage brokers in Alton

Looking for a mortgage broker in Alton? Our team of local mortgage brokers here in Alton are here to help you with all your mortgage and protection needs.

With access to 1,000s of mortgage products from 90 different lenders, we are able to find the right mortgage for you. Here at Mortgage Decisions, our team of brokers are available on hand 5 days a week to help customers find the perfect mortgage, suiting your unique needs and circumstances. Our team will guide you through the application process from start to end.

Our local mortgage brokers are experts in:

With mortgage brokers in various Hampshire locations including Winchester, Southampton, Farnham, Bishops Waltham, Chandlers Ford, Alresford, Romsey and Park Gate, you are never too far from mortgage help.

Contact details & opening times

66 High Street
Alton
GU34 1ET

Telephone: 01420 87666
Email: hello@mortgagedescisions.co.uk

8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm

Why choose Mortgage Decisions team in Alton?

Mortgage Decisions is a dedicated financial services company committed to finding our clients’ most suitable products and services. Operating in Alton and Hampshire, we specialise in a wide range of mortgage and life insurance products.

Working with a diverse network of lenders, from banks to credit unions and private lenders, allows us to offer a wide range of mortgage options that might not be accessible to the general public.

Our team has extensive knowledge of the mortgage industry. We offer mortgage guidance and advice, helping to steer you through the complexities of mortgage products, terms, and interest rates and find the most fitting solutions for you and your financial situation.

Our streamlined process is designed with your convenience in mind. By handling the legwork of reaching out to multiple lenders, completing numerous applications, and negotiating terms, we free up your time for more important matters.

Our priority is to find the mortgage product that suits you best. We begin by conducting a thorough assessment of your financial situation, then tailor our search for mortgages to your specific requirements. We’re here to assist you in finding the most suitable lender.

 

Speak to our experts

With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.

Why get a mortgage in Alton?

Alton in Hampshire offers several reasons that might make it an attractive place to move to.

Alton is a lovely small town. It has a real sense of community with loads going on, including orchestra, choirs, amateur dramatics, sports days, markets, and a few great events every year.

Alton keeps a picturesque rural charm while being conveniently located near larger towns and cities with easy access to London and other major cities by train. To the south is the South Downs National Park and a landscape of lavender fields, orchards, and beech hangers. It offers a good balance between countryside living and access to urban amenities.

This small, friendly town has a rich historical background, with landmarks such as Jane Austen’s House Museum, The Gliding Heritage Centre and the Curtis Museum, showcasing the town’s heritage.

If you have a family or are planning one, Alton offers good schools and educational facilities. Many of the primaries are rated ‘Good’, including Alton Infant School, Butts Primary, Anstey Junior, Andrews Endowed Church of England Primary School and Amery Hill Secondary.

Treloar School (a special school for physically disabled children), and Treloar College are both ‘Outstanding’.

In comparison to some of the more expensive towns and cities nearby, such as Winchester, Alton offers a more affordable cost of living, especially when it comes to housing.

Mortgages in Alton

Looking for a mortgage broker in Alton? You have come to the right place.

We offer a variety of products, catering to first-time buyers, house movers, buy-to-let mortgages and more.

First-time buyer mortgages in Alton

If you’ve never owned a property or haven’t owned one for over six months, you qualify as a first-time buyer.

Different lenders follow their unique guidelines for first-time buyer mortgages. Generally, being a first-time homebuyer typically involves fewer complications, accelerating the purchasing process significantly. Searching for your first mortgage may seem complicated initially, but it doesn’t have to be. Embarking on the exciting journey of purchasing your first home in Alton, we aim to assist you in accessing the best available product tailored to your circumstances.

Remortages in Alton

Do you own a property in Alton and looking to switch to a different lender for a better or more affordable deal? We’ve got you covered.

With our expertise in the remortgage market, we possess an in-depth understanding of available mortgage products and can offer insights to tailor the best options for your specific financial situation.

Moreover, we have access to a diverse array of lenders and mortgage products, even those not easily accessible to the general public. This means we can assist in finding competitive rates and terms for your remortgage.

Our process begins by evaluating your financial circumstances and objectives and recommending the most fitting remortgage options. We’ll guide you through the application process, ensuring all necessary documents are submitted. We will act as a liaison with lenders on your behalf for no extra cost to you.

Researching and comparing various remortgage options can be time-consuming. Let us handle this for you, saving you valuable time and effort.

New Build Mortgages Alton

New-build properties are a great option for both first-time buyers and current property owners.

These homes are often equipped with the latest advancements in construction technology and contemporary design trends. Consequently, they often have modern features like open floor plans, energy-efficient appliances, and smart home technology.

New-build properties usually demand less maintenance in their initial years as everything is brand new and covered by warranties. This can save both money and time compared to purchasing an older property that necessitates renovations or repairs.

Moreover, these properties are often designed with a focus on energy efficiency and sustainable living. They commonly feature superior insulation, double-glazed windows, and highly effective heating and cooling systems, resulting in reduced utility expenses.

Many newly built properties are available through government-backed-up schemes. We can help you find a new-build mortgage to secure them.

Buy to let Mortgages in Alton

Buy-to-let mortgages cater to individuals seeking to buy property specifically for renting out to tenants rather than residing there themselves. Lenders will assess the property’s rental income potential and your financial circumstances.

Shared Ownership in Alton

At Mortgage Decisions, we specialise in a wide range of mortgage services including Shared Ownership mortgages. We can assist you in understanding the intricate process, eligibility requirements, and the available options. We work with several housebuilders in the Alton, giving us access to properties that are not yet accessible to the general public.

Mortgages for self-employed

Obtaining a mortgage as a self-employed individual is more difficult than it is for those in traditional employment. Lenders often evaluate income and financial stability differently for self-employed individuals due to the potentially less consistent and more complex nature of their earnings compared to individuals with a fixed salary.

We specialise in helping self-employed individuals secure the most advantageous mortgage product for their unique circumstances and their family’s needs. Our expertise ensures a smoother and tailored approach to finding the right solution for you.

Other mortgage products we offer at our branch in Alton:

Frequently asked questions

Is it worth paying a mortgage broker Alton?

Is it better to go to a mortgage broker or a bank?

Can I apply for a mortgage without a broker?

Can a mortgage broker help with bad credit or non-standard circumstances?

What information do I need to provide to a mortgage broker?

The best mortgage advisors in our opinion. I was kept up in the loop from day one. Extremely friendly and professional service. Thank you once again.

  • 5 star review on TrustPilotPawel W

This is my first experience with getting a mortgage, but Rob explained everything clearly, answering all my questions, and helped me get the best mortgage for me. Louis also helped by keeping me updated with the progress of the application and chasing the lender on my behalf. Overall, a positive experience.

  • 5 star review on TrustPilotMegan

Louis and Toby have been extremely helpful, They offered us advice and guidance throughout the whole process and they couldn't have done a better job. The service we received was exemplary.

  • 5 star review on TrustPilotCiara M

As a first time buyer, I was in the dark on how the process worked but having the support Beccy and Mark throughout made our journey a lot easier. Both friendly, approachable and knowledgeable a broker. I would recommend.

  • 5 star review on TrustPilotJonathan P

Excellent service with friendly staff who help you every step of the way. Russell and Max have been fantastic, professional and understanding throughout the process. Thoroughly recommend!

  • 5 star review on TrustPilotTimi O