Local Mortgage Brokers – Alresford

Visit our mortgage brokers in Alresford.

Our team of local mortgage brokers here in Alresford are here to help you with all your mortgage and protection needs.

With access to 1,000s of mortgage products from 90 different lenders, we are able to find the right mortgage for you. Here at Mortgage Decisions, our team of brokers are available on hand for 5 days a week to help customers find their perfect mortgage, suiting your unique needs and circumstances. Our team will guide you through the application process from start to end.

Our local mortgage brokers are experts in:

Contact details & opening times

The Old Post Office
17 West Street
Alresford
Hampshire
SO24 9AB

Telephone: 01962 830880
Email: hello@mortgagedecisions.co.uk

8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm

Speak to our experts

With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.

WHY CHOOSE THE MORTGAGE DECISIONS TEAM IN ALRESFORD?

Here at Mortgage Decisions in Alresford, we understand that finding and securing the right mortgage can be an overwhelming process. Whether you are a first-time buyer, a landlord, or simply looking to move homes, we’ve got you covered!

With years of expertise in the mortgage and life insurance sectors, we are confident we can help you with your unique needs. We have partnerships with a wide range of lenders, including private lenders, major banks, and credit unions, enabling us to offer a competitive selection of mortgage products, some of which may be beyond the reach of the general public.

Our specialised team is here to provide expert guidance and advice at every step of the way, helping you navigate the complexities of mortgage products, terms, and interest rates. Our primary goal is to find the ideal solutions tailored to your financial situation, saving you time and effort.

WHY GET A MORTGAGE IN ALRESFORD?

Located in the heart of Hampshire, Alresford is renowned for its well-preserved Georgian architecture and beautiful landscapes.

It has a laid-back yet vibrant atmosphere and boasts a large selection of shops, eateries, and activities, including the annual Watercress Festival, celebrating Alresford’s agricultural roots.

The town is also famously home to the historic Watercress Line railway, which facilitates steam trains riding through vintage stations across the countryside. This tourist site hosts regular themed events, attracting people from all over the country.

Due to its great connections and amenities, Alresford makes a great place to reside for both working individuals and families with children. The neighbouring city of Winchester is only a short ride away, but there are excellent facilities locally too, including educational institutions.

In terms of affordability, Alresford remains a competitively priced location for homebuyers, especially compared with some of the other larger towns in Hampshire.

MORTGAGES IN ALRESFORD

Looking to settle down in Alresford? We specialise in a wide range of mortgage services, helping people from all walks of life find the perfect solutions for them!

FIRST-TIME BUYER MORTGAGES IN ALRESFORD

If you have never owned a residential property before, you are considered a first-time buyer. There are many nuances involved in obtaining a mortgage for the first time, with dozens of different options, varying lender terms, and potential support schemes to research.

We know how daunting this process can be, which is why we employ experienced professionals to help you. Our knowledgeable team will take their time to explain your options as well as answer any questions or concerns.

Once we have a clear understanding of your specific needs and wants, we will ensure that you take your first step on the property ladder with the most suitable mortgage for you.

REMORTGAGES IN ALRESFORD

Remortgaging can be a smart way to save some money on your monthly mortgage repayments. We can assist you in finding and securing the most favourable products.

There are several different types of mortgages to consider, including fixed rate, tracker rate, and variable rate mortgages. Our specialists will perform a thorough assessment of your current terms and recommend the best options for you.

With our access to hundreds of mortgage products, even ones unavailable to the general public, we are able to negotiate competitive rates and personalised terms on your behalf.

Let us simplify this process for you, acting as a liaison with lenders at no extra cost and guiding you through the entire application process to reach the best outcome possible!

NEW BUILD MORTGAGES ALRESFORD

Buying a new build involves various unique benefits. These homes are typically equipped with the latest technology advancements and high-quality fixtures and fittings.

Additionally, the energy-efficient solutions offer both a sustainable way of living and lower utility costs. The guarantees and warrantees you receive as a new build owner can also bring a financial peace of mind.

Many new build properties are eligible for government-backed schemes, such as Shared Ownership, making them more accessible, too. We specialise in helping both first-time buyers and current property owners find and secure their dream homes, with the ideal new build mortgage solutions for them.

BUY TO LET MORTGAGES IN ALRESFORD

Buying a property to rent it out includes numerous considerations and complexities, which can all affect the affordability of your mortgage.

Whether you are an experienced landlord or seeking to become one, we can handle this time-consuming process for you. Based on your unique financial situation, we will research, compare, and recommend the most fitting buy to let mortgage options for your investment strategy.

SHARED OWNERSHIP ALRESFORD

The Shared Ownership scheme was introduced by the government to help people buy a home without having a large budget. It allows you to own only part of the property and pay rent on the rest.

This scheme is a brilliant opportunity to get on the property ladder, and we are here to help you make your dreams come true! We will negotiate the best mortgage terms for you, leaving an open door to increase your ownership in the future.

MORTGAGES FOR SELF-EMPLOYED

Working as a self-employed individual should not stop you from obtaining a mortgage. While it can be more difficult to prove your financial stability to the lenders, the key is ensuring that your accounts are clear and up-to-date.

With our deep expertise in the industry, we will provide you with all the necessary advice and guidance to build the strongest case possible and, therefore, significantly expand your mortgage options.

LIFE INSURANCE IN ALRESFORD

Mortgage Decisions specialise in a variety of life insurance products, which provide financial protection to you and those dear to you.

With our large selection of policies, our friendly consultants will be able to find a product tailored to your individual situation and needs. Whether it’s through a level term life insurance or a critical illness cover, we will do our best to ensure that your family is financially sound even in the worst-case scenario.

Frequently asked questions

Is it worth paying a mortgage broker?

Can I apply for a mortgage without a broker?

Can a mortgage broker help with bad credit or non-standard circumstances?

Is it better to go to a mortgage broker or a bank?

What information do I need to provide to a mortgage broker?

Kevin and Beccy have been extremely helpful - firstly in exploring viable options to suit my situation and secondly keeping me in the loop and dealing with queries that arose along the way. This is my second mortgage with them, both of which had possibly unusual elements and they were able to navigate me through them and find me good mortgages.

  • 5 star review on TrustPilotThea E

My request to renew my existing mortgage with Mortgage Decisions was superbly handled by David who is a most knowledgeable person. I was impressed with his professionalism and his attention to detail. The end to end process was explained throughout by David in particular the various options available to me. This is the second time that Mortgage Decisions have assisted with my mortgage and I wouldn’t hesitate in asking them again in the future.

  • 5 star review on TrustPilotBarney

Very efficient service from start to finish. Good communication. Impressed all round.

  • 5 star review on TrustPilotMick T

Thank you, Kevin, and Beccy for a proactive service securing a better than expected mortgage rate.

  • 5 star review on TrustPilotSarah T

I would recommend using Mortgage Decisions as they made the process of choosing my first mortgage so easy to understand . They were very knowledgeable on all the products available ,but mostly they were prompt . Thank you in-particular to Toby and Louis.

  • 5 star review on TrustPilotLindsay B