Latest news

The latest ideas, inspiration and insider tips are just one click away.

Mortgage metrics: August 2025

Mortgage rates have fallen after August’s bank rate cut. The average two-year fixed rate is now 4.25%, down from 4.99% a year ago, while the five-year fixed rate is 4.18%,...

Why our customers trust Mortgage Decisions: A story of expertise and five-star reviews

At Mortgage Decisions, our mission is to provide exceptional mortgage and protection advice that genuinely helps our clients achieve their financial goals. We’re proud to be a trusted name in...

10 reasons why UK homebuyers should use an experienced Mortgage Adviser when requiring a mortgage

Access to a Wider Range of Mortgage Deals – Mortgage Advisers have access to exclusive deals, here at Mortgage Decisions we are part of Mortgage Advice Bureau (MAB) which unlocks...

Several major lenders have recently introduced mortgage deals with interest rates below 4%…

Mortgage approvals in January were 18% higher than a year earlier, as buyers look to secure properties before the nil-rate threshold for stamp duty reverts from £250,000 back to £125,000...

Several major lenders have recently introduced mortgage deals with interest rates below 4%…

At Mortgage Decisions, it is noteworthy that several major lenders have recently introduced mortgage deals with interest rates below 4% for loans with a 60% loan-to-value ratio. Typically, interest rates...

remortgage

Beginners guide to remortgaging

A remortgage is essentially switching your existing mortgage to a new one. The process essentially involves switching from your existing mortgage to a new deal, either with your current lender...

MORTGAGE MATTERS – AUGUST

The Bank of England cut the Bank Rate on 1 August from 5.25% to 5%, indicating confidence that inflation, which remained at the 2.0% target in June (ONS), is slowly...

BANK OF ENGLAND LOWERS BASE RATE

After two years of nearly continuous interest rate increases by the Bank of England, followed by an additional year of persistently high rates that have placed considerable strain on many...

Speak to our experts

With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.

Great service throughout the process. Got a great rate! 1st class service, No hesitation to recommend.

  • 5 star review on TrustPilotDaniel

Simon was really helpful and very efficient throughout the whole process. I strongly recommend.

  • 5 star review on TrustPilotOgechi

We would not hesitate to recommend Kevin Hogan and his assistant Robyn for their efficient and professional service in securing us a mortgage. The process was faultless and communication was excellent throughout. Thank you

  • 5 star review on TrustPilotRebecca

I just wanted to say a huge thank you to Tom and Helen to help us to choose the right life insurance and critical illness cover. Great service highly recommend.

  • 5 star review on TrustPilotGabor

I just wanted to say thank Megan for your help so far - it's been truly appreciated. You've made the process a lot smoother after dilemma and I’m really grateful for your support.

  • 5 star review on TrustPilotCharlie