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Hampshire-based Mortgage Decisions has announced a year-on-year 300% rise in mortgage transactions for the period to July 2021. This is an incredible achievement for a business that only began trading in April 2020, just as the Covid pandemic was starting to take hold.
Capitalising on the success that has continued consistently throughout the crisis, Mortgage Decisions has also opened a new mortgage hub – a state-of-the-art call centre based at its headquarters in Chandlers Ford. The workforce has also grown in line with the expansion from six original professional financial consultants to 17, which includes a highly qualified support team.
As Managing Director, Alain Amos revealed, the organisation has no intention of stopping there. ‘Considering the timing of our launch, what we’ve achieved is nothing short of incredible,’ Alain commented. ‘We’ve shown how to take a fledging finance operation and turn it into a hugely successful financial services enterprise during a challenging time. We’re now planning to triple the number of consultants over the next two years and to build on what we’ve created here.’
‘In many ways, we can attribute our success to the way we adapted our operations during the crisis. We had already built a highly experienced team of financial consultants who moved from our branches to home offices and collaborated with each other and clients on Zoom with an unparalleled level of productivity. There was no respite, the leads continued to rise and our conversion rates were outstanding. Couple that with the team’s exceptional customer service and great products that gave confidence to those planning to borrow during such a critical time and we appear to have created a proven formula for success.’
As Covid restrictions eased, the Mortgage Decisions ’ teams have returned to Head Office and the telephony centre and are thriving as they continue to win key lead sources. In June alone, more than £35 million worth of mortgage transactions were signed and, as the housing market shows no sign of cooling despite the ending of the stamp duty holiday, the future for this business is looking very bright.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
The Bank of England held the Bank Rate at 5.25% in its February 2024 meeting, a move that was widely anticipated by market experts. The general view is that we...
My request to renew my existing mortgage with Mortgage Decisions was superbly handled by David who is a most knowledgeable person. I was impressed with his professionalism and his attention to detail. The end to end process was explained throughout by David in particular the various options available to me. This is the second time that Mortgage Decisions have assisted with my mortgage and I wouldn’t hesitate in asking them again in the future.
Kevin and Beccy have been extremely helpful - firstly in exploring viable options to suit my situation and secondly keeping me in the loop and dealing with queries that arose along the way. This is my second mortgage with them, both of which had possibly unusual elements and they were able to navigate me through them and find me good mortgages.