- Mortgages
Mortgages
Bad Credit Mortgages
- Shared Ownership
- Insurance
Insurance
Life Insurance for Families
Life Insurance for Seniors
- Specialist lending
- About
Property development is a complex process, but securing development finance does not have to be. Whether you are a property developer, investor, or landlord, there are various finance options available to help you get your next project off the ground.
For light to heavy refurbs, you can access a ‘refurbishment bridge’, which provides finance for 3-24 months of building costs, and may also offer the option to convert into a mortgage down the line. Ground-up developments often require more extensive finance, as they involve both land purchase and construction costs. In such cases, lenders may offer finance for up to 50% of the plot purchase and 75% of the build costs. This means that the developer may only need a fraction of their own money, instead of the full amount, to cover the land purchase and property construction.
Interest can be rolled or paid monthly, and repayment dates can be tailored to suit sales timelines. Most exit fees are calculated on the borrowed amount, not the GDV (Gross Development Value).
At Mortgage Decisions, we are experienced in helping you find suitable development finance. We also support less experienced developers and can consider impaired credit applications. Call the team on 03454 500200 or email hello@mortgagedecisions.com.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is £595.
With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.
Mortgage rates have fallen after August’s bank rate cut. The average two-year fixed rate is now 4.25%, down from 4.99% a year ago, while the five-year fixed rate is 4.18%,…
At Mortgage Decisions, our mission is to provide exceptional mortgage and protection advice that genuinely helps our clients achieve their financial goals. We’re proud to be a trusted name in…
Access to a Wider Range of Mortgage Deals – Mortgage Advisers have access to exclusive deals, here at Mortgage Decisions we are part of Mortgage Advice Bureau (MAB) which unlocks…
The process of securing a mortgage was made very swift and painless by Gavin & Helen at Mortgage Decisions. Very responsive & helpful at every stage. Thank you for making this potentially stressful process quick and easy.
RobI had a great experience with Mortgage Decision and they have all my appreciation for the involvement, professionalism, dedication and efficiency they have shown. Thank you everyone! I highly recommend it!!
ConstantaKevin was immensely helpful and approachable. He was knowledgeable and gave me all the information that I needed to make the right decision for me and my circumstances.
JennieMortage decision were great at getting our mortgage for a shared ownership property. Helen and Matt were very helpful, answered my 1000s of questions and handled any issues that us and the mortgage company throw their way. Helen was excellent and getting in touch with us to answer all our emails very quickly. Often well within an hour. We appreciate this so much! I would absolutely recommend them and use them again.
JasmineThank you Matt Pickett, really thank you! Your support finding us the best mortgage out there cannot go unnoticed. We plan to use your services for many years to come!
Alvaro
Call us
Contact us