Something for First-Time Buyers

By Beccy Stephenson on

Blog

Looking for your first mortgage?

Buying your first home can seem like a daunting prospect and it could be the biggest financial commitment you make in your lifetime!

Trying to find the right mortgage for you can take up a huge amount of your time and the role of a Mortgage & Protection Adviser is not only to do this on your behalf but to explain the process as it happens.

Getting your first mortgage

Typically, all buyers, not just first-time buyers, will search for properties they think they can afford first and worry about agreeing on a mortgage in principal further down the line. We always recommend that you speak to a Mortgage & Protection Adviser as early as possible – this will mean you understand exactly what you can afford and potentially prevent heartache later on.

Having a small deposit can impact the options you have when it comes to mortgages, however, as a first-time buyer, there are specific mortgages available to you – such as Help To Buy – something else your adviser can help you with.

To progress your mortgage, you will need to make sure that you have your finances in order and your adviser will walk you through all the documentation you’ll need to move forward at this point.

We have access to 1,000’s mortgages from over 90 lenders. Our approach is simple, let us help you find the right mortgage for you, stress-free.

To speak to one of our Mortgage & Protection Advisers, please call us on 08454 500200 or contact us here.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is £595.

Beccy Stephenson
Beccy has over 14 years’ experience in the financial services industry, assisting and liaising with clients to ensure that their journey throughout the homebuying process runs smoothly. Helping clients to achieve their financial goals is something that Beccy feels is very rewarding. She also supports her colleagues by sharing her knowledge and enthusiasm for the business.
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The process of securing a mortgage was made very swift and painless by Gavin & Helen at Mortgage Decisions. Very responsive & helpful at every stage. Thank you for making this potentially stressful process quick and easy.

  • 5 star review on TrustPilotRob

Absolutely fantastic from start to finish. Megan was our advisor and took us through every step. Both Megan and Helen are extremely knowledgeable and have been very patient with us while we’ve been buying our first home. I would certainly recommend Mortgage Decisions to anyone!

  • 5 star review on TrustPilotConnor

Hats off to Matt and Helen for making the mortgage application process so smooth. Strongly recommended.

  • 5 star review on TrustPilotAJW

Mary from mortgage decisions was so helpful from start to finish, she made the whole process simple, even emailing at weekends to help, thanks again.

  • 5 star review on TrustPilotStephen

Simon has been great, really in-depth advice and only ever a phone call away. We would highly recommend !

  • 5 star review on TrustPilotSam