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Buying your first home can seem like a daunting prospect and it could be the biggest financial commitment you make in your lifetime!
Trying to find the right mortgage for you can take up a huge amount of your time and the role of a Mortgage & Protection Adviser is not only to do this on your behalf but to explain the process as it happens.
Typically, all buyers, not just first-time buyers, will search for properties they think they can afford first and worry about agreeing on a mortgage in principal further down the line. We always recommend that you speak to a Mortgage & Protection Adviser as early as possible – this will mean you understand exactly what you can afford and potentially prevent heartache later on.
Having a small deposit can impact the options you have when it comes to mortgages, however, as a first-time buyer, there are specific mortgages available to you – such as Help To Buy – something else your adviser can help you with.
To progress your mortgage, you will need to make sure that you have your finances in order and your adviser will walk you through all the documentation you’ll need to move forward at this point.
We have access to 1,000’s mortgages from over 90 lenders. Our approach is simple, let us help you find the right mortgage for you, stress-free.
To speak to one of our Mortgage & Protection Advisers, please call us on 08454 500200 or contact us here.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
As a first time buyer, I was in the dark on how the process worked but having the support Beccy and Mark throughout made our journey a lot easier. Both friendly, approachable and knowledgeable a broker. I would recommend.
Jonathan PToby was absolutely a knight in shining armour. Every step of the way he explained everything, he understood my situation and it felt like he was holding my hand through some turbulent times. I can't thank him enough.
Sarah JThroughout my process I have liaised with Toby and Louis. Always professional, friendly and informative every step of the way. Keeping me updated at all times in what is a most exciting time for me. Am so very grateful. Thankyou!!!
CarolineChawley and Amber have both been extremely helpful and accommodating throughout all stages of the process. I would highly recommend them to fellow first time buyers, as well as anyone needing mortgage advice. Thank you both!
Alex TMy request to renew my existing mortgage with Mortgage Decisions was superbly handled by David who is a most knowledgeable person. I was impressed with his professionalism and his attention to detail. The end to end process was explained throughout by David in particular the various options available to me. This is the second time that Mortgage Decisions have assisted with my mortgage and I wouldn’t hesitate in asking them again in the future.
Barney
